Managing portfolio risk suitability
Although risk and suitability checks are a key regulatory requirement, for many firms, the process of performing these checks is often manual or non-systematised. As a result, many struggle to clearly demonstrate a repeatable process for how they ensure ongoing portfolio risk suitability across their client-base. WealthXcel Construct is designed to address this problem.
Our solution
WealthXcel Construct is a unique suite of quantitative tools designed around the regulatory requirement to maintain and monitor the risk suitability of a portfolio. Built to be highly configurable, intuitive and cost-effective it provides portfolio managers of all shapes and sizes a simple to use set of tools to manage, monitor and report on client portfolios.
WealthXcel Construct can automatically monitor the ongoing risk suitability of all your portfolios against any underlying model or mandate.
- Check thousands of portfolios in minutes or run on the fly portfolio checks in seconds.
- Identify which portfolios require attention to review.
- Demonstrate risk suitability checks with an auditable log for each portfolio.
Portfolio rebalancing
Calculates how to bring a portfolio back in line against the model.
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WealthXcel Construct calculates the optimal and minimal number of trades to bring a client portfolio back to suitability against the model.
- Limit the number of trades allowed in rebalance, reducing portfolio turnover.
- Choose which assets to trade. Easily adjust assets to ‘trade’, ‘don’t trade’ or ‘can trade’.
- Allowance for CGT and ESG in portfolio rebalance.
- Accommodate non-fractional dealing.
Portfolio construction
Create portfolios with non-model assets whilst maintaining risk suitability against a model.
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Create and maintain portfolios for clients, which contain non-model assets. Customise the base model portfolio with any non-model asset while maintaining suitability.
- Standardise the management of custom portfolios against centrally set investment views.
- Give advisers and clients discretion to create custom portfolios containing non-model assets whilst maintaining risk suitability against the base model portfolio.
- Control the allowable risk tolerance and other constraints of risk suitability difference allowed between portfolios and the base model.
Portfolio risk modelling
Comprehensive on-demand risk reporting and scenario analysis.
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WealthXcel Construct offers comprehensive on-demand risk reporting and scenario analysis, giving immediate insight to understand the state of client and model portfolios.
- Understand the impact of the changes or movements of a portfolio against the base model.
- See the diversification benefit within both model and portfolio.
- Create custom scenario and factor models to compare a portfolio’s performance given different market conditions. e.g. Brexit or COVID 19.
WealthXcel Construct can automatically monitor the ongoing risk suitability of all your portfolios against any underlying model or mandate.
- Check thousands of portfolios in minutes or run on the fly portfolio checks in seconds.
- Identify which portfolios require attention to review.
- Demonstrate risk suitability checks with an auditable log for each portfolio.
WealthXcel Construct calculates the optimal and minimal number of trades to bring a client portfolio back to suitability against the model.
- Limit the number of trades allowed in rebalance, reducing portfolio turnover.
- Choose which assets to trade. Easily adjust assets to ‘trade’, ‘don’t trade’ or ‘can trade’.
- Allowance for CGT and ESG in portfolio rebalance.
- Accommodate non-fractional dealing.
Create and maintain portfolios for clients, which contain non-model assets. Customise the base model portfolio with any non-model asset while maintaining suitability.
- Standardise the management of custom portfolios against centrally set investment views.
- Give advisers and clients discretion to create custom portfolios containing non-model assets whilst maintaining risk suitability against the base model portfolio.
- Control the allowable risk tolerance and other constraints of risk suitability difference allowed between portfolios and the base model.
WealthXcel Construct offers comprehensive on-demand risk reporting and scenario analysis, giving immediate insight to understand the state of client and model portfolios.
- Understand the impact of the changes or movements of a portfolio against the base model.
- See the diversification benefit within both model and portfolio.
- Create custom scenario and factor models to compare a portfolio’s performance given different market conditions. e.g. Brexit or COVID 19.
Getting started with WealthXcel Construct
Get started with WealthXcel Construct's suite of portfolio management tools without the headache of an IT project. We purposely made Construct's services available to companies of all sizes.
Flexible access
Out the box data visualisation or access tools over API.
Intergrations
Construct's light-touch approach makes it quick and easy to integrate.
GDPR Compliant
Anonymised portfolio information for GDPR compliance.